Today one of my colleagues told us that she just bought a flat.. And the lunch conversation revolved around money, e.g., money for the downpayment...

It's amazing how much money one needs to have for such commitment, and even more amazing to find out the amount of assets my colleague had!!  And she started working one year after me, and she owns (at least) two branded bags - one LV and one Miu-miu!!  Wowwwww.......

Not that I covet such branded purchases... But I can't help but wonder where did all my money go to?  I don't buy from Mango and Zara, which are in the $60 - $100+ range.. I don't buy Pazzion or Aldo shoes, which are in the $70 - $130+ range.. My accessories are (apart from the ones Dear gave me) not expensive.. And I don't indulge in (apart from the ipod nano Dear gave me) expensive electronics (minus the handphone, but hey! It's a once in two years expense!)...

Then it boiled down to a few items..

I take a bit too much cabs...Haha... I do admit....  Which can amount to approximately $120 a month..

Food is another major item on my expense list.. Depending on the number of occasions or gatherings I have, the amount I spend can range from $200 to almost $500...

And of course, my indulgence.... For nails (on occasions), hair, massages, facials and other works.. Which are in fact, my largest expense output....

It's really time to start saving already!!  Haiz....... Where's all the money?!!

~yun~